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Profound Estimates

State guide

Michigan mechanics lien and payment rules

As a subcontractor in Michigan, you have 90 days after your last day furnishing labor or materials to record a mechanics lien, and a notice of furnishing is required. Here are Michigan's notice, lien, bond claim, retainage and prompt payment rules in plain language, with the statutes and a worked example.

  • Reviewed
  • 3 statutes cited
  • Not legal advice

Michigan at a glance

Private commercial work, sub hired by the GC, unless noted
Preliminary notice (subs)
20 days after your first day furnishing labor or materials Required. Notice of furnishing.
Record the lien (subs)
90 days after your last day furnishing labor or materials
Sue to enforce
12 months after recording the lien
Public retainage cap
Up to 10%
Private retainage cap
Verify with state statute
GC pays subs within
Verify with state statute

Turn these rules into dates for your job, free in your browser.

Preliminary notices in Michigan

Subcontractors and suppliers on a private job in Michigan serve a notice of furnishing within 20 days after your first day furnishing labor or materials. It is required. That is tighter than the 26-day middle of the states that set a fixed window, so it belongs on day one of the job.

A late notice is allowed but can reduce what you recover.

Lien filing deadline in Michigan

If the GC hired you, you have 90 days after your last day furnishing labor or materials to record a mechanics lien in Michigan, about the same as the national median of 90 days (counted from last furnishing on a sample job). 23 of the 51 jurisdictions we track use this same lien deadline, which makes it the most common rule.

The clock starts on your last day furnishing labor or materials under your contract. In many states, warranty visits and punch list work done mainly to extend the deadline don't restart it, so use your last day of real contract work.

Deadline to sue on the lien

To keep the lien alive you must sue to enforce it within 12 months after recording the lien. If you record on the last possible day, that is about 455 days after your last day on the job, about 90 days longer than the national median of 365 days. 27 of the 48 jurisdictions we track have a shorter overall time to sue and 14 have a longer one.

Because the clock counts from recording, recording early also moves the lawsuit deadline earlier.

How Michigan compares

Days are counted on a sample job with the lien recorded on its last allowed day, so states that count from recording or from completion can be compared with those that count from your last day on site. The median is across the jurisdictions with a dated rule on file.

Michigan deadlines vs the national median
Preliminary notice (from first day)
Michigan: 20 days
National median: 25.5 days
Record the lien (from last day)
Michigan: 90 days
National median: 90 days
Sue to enforce (from last day)
Michigan: 455 days
National median: 365 days

Public and federal projects

Public property can't be liened. On state and local public work in Michigan, subcontractors and suppliers protect themselves with these payment bond steps instead:

Public work payment bond steps in Michigan
StepWhoDeadline
Notice to GC and agencySubcontractors and suppliers hired by another subcontractor or supplier30 days after your first day furnishing labor or materials
Notice of claim on the payment bondSubcontractors and suppliers90 days after your last day furnishing labor or materials
Payment bond lawsuitSubcontractors and suppliers12 months after your last day furnishing labor or materials

Federal jobs in Michigan follow the Miller Act instead of state law: those hired by a sub or supplier give the prime contractor notice within 90 days of their last furnishing, and suit is due within 1 year, in federal court. Prime contractors on federal work have no lien or bond claim.

Retainage and prompt payment in Michigan

On public work the cap is 10%, above the 5% median of states that set one. Up to 10% until 50% complete, then no further retainage if progress is satisfactory. It also steps down partway through the job, so check that your pay applications reduce retainage when the project reaches the threshold.

On private work we have no statutory cap on file, so retainage is usually whatever the contract says. Read the retainage and release clauses before you sign.

Retainage and prompt payment in Michigan
Public workPrivate workFederal work
Retainage cap10%Verify10%
ReleaseAfter completion and acceptance.Verify with state statuteReleased with final payment, or earlier once progress is satisfactory.
GC pays subs withinVerifyVerify7 days
Late-payment interestVerifyVerifyTreasury prompt payment rate (reset every January and July)

Not legal advice. Retainage and prompt payment rules differ by agency, contract size and contract date, and change often. Confirm the rules with the current statute, your contract and a construction attorney before relying on them.

Worked example: a drywall sub in Michigan

A drywall subcontractor hired by the GC on a private distribution warehouse in Michigan starts work on March 2, 2026 and last furnishes on July 17, 2026. The project is completed on August 28, 2026. Run through Michigan's rules, those dates give:

Deadlines for the worked example in Michigan
DeadlineDateCounted from
Notice of furnishing March 22, 2026 Weekend First furnishing
Record the lien October 15, 2026 Last furnishing
Sue to enforce the lien October 15, 2027 Lien recording

The first deadline on the calendar is “Notice of furnishing” on March 22, 2026, counted from the day the crew started, long before any payment is late.

One date lands on a weekend (March 22, 2026). Not every state rolls a deadline to Monday, so the safe move is to record or serve by the Friday before.

Open the lien deadline calculator for Michigan and enter your own dates to get this table for your job, with countdowns and a PDF deadline calendar.

Check your own dates with the free tools

Statutes cited

  • Mich. Comp. Laws §570.1101 to .1305
  • Mich. Comp. Laws §129.201 to .212 (public bonds)
  • Mich. Comp. Laws §125.1561 to .1565 (public)
  • Federal work in Michigan: 40 U.S.C. §3131 to §3134 (Miller Act)

Not legal advice. Lien and bond claim rules change and have exceptions for project type, contract terms and how notices are served. Confirm every deadline with the current statute or a construction attorney in the project's state before relying on it. Rules shown as "Verify with state statute" have exceptions or variations we could not reduce to one number.

Michigan lien and payment FAQs

How long do I have to file a mechanics lien in Michigan?

If you're a subcontractor or supplier hired by the GC, you have 90 days after your last day furnishing labor or materials. Check the exact date for your job with the free lien deadline calculator, and confirm it with the statute (Mich. Comp. Laws §570.1101 to .1305).

Is a preliminary notice required in Michigan?

Subcontractors and suppliers give a notice of furnishing within 20 days after your first day furnishing labor or materials. It is required. A late notice is allowed but can reduce what you recover.

How long is a mechanics lien valid in Michigan?

Unless you sue to enforce it within 12 months after recording the lien, the lien expires.

What is the maximum retainage in Michigan?

Up to 10% on public work (Up to 10% until 50% complete, then no further retainage if progress is satisfactory). We have no private retainage cap on file, so the contract usually governs.

How fast must a general contractor pay subcontractors in Michigan?

We don't have one prompt payment number on file for Michigan; timing depends on the contract and the agency. Verify with Mich. Comp. Laws §125.1561 to .1565 (public).

Can I file a lien on a public project in Michigan?

No, but you can claim against the payment bond: notice to GC and agency, 30 days after your first day furnishing labor or materials; notice of claim on the payment bond, 90 days after your last day furnishing labor or materials; payment bond lawsuit, 12 months after your last day furnishing labor or materials.

Neighboring states

Working across the state line? Rules change at the border, even on the same kind of job.

Same lien deadline (90 days): Connecticut , Delaware , Florida , Georgia .