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Profound Estimates

State guide

Missouri mechanics lien and payment rules

As a subcontractor in Missouri, you have 6 months after your last day furnishing labor or materials to record a mechanics lien. Here are Missouri's notice, lien, bond claim, retainage and prompt payment rules in plain language, with the statutes and a worked example.

  • Reviewed
  • 4 statutes cited
  • Not legal advice

Missouri at a glance

Private commercial work, sub hired by the GC, unless noted
Preliminary notice (subs)
No general preliminary notice
Record the lien (subs)
6 months after your last day furnishing labor or materials
Sue to enforce
6 months after recording the lien
Public retainage cap
Up to 5%
Private retainage cap
Verify with state statute
GC pays subs within
Verify with state statute

Turn these rules into dates for your job, free in your browser.

Preliminary notices in Missouri

Missouri is one of the states with no general preliminary notice for subcontractors on commercial work in our summary. That doesn't mean you can skip paperwork: the lien itself still has a hard deadline, and the other notices below still apply.

Before recording, subcontractors and suppliers send a notice of intent to lien at least 10 days before the last day to record the lien. Because it counts back from the deadline, waiting until the last week can leave you too late to record at all.

General contractors have their own step: residential notice to owner in the contract before you start work, required only in some cases. Residential work: statutory notice before or with the contract.

Lien filing deadline in Missouri

If the GC hired you, you have 6 months after your last day furnishing labor or materials to record a mechanics lien in Missouri, about 93 days longer than the national median of 90 days (counted from last furnishing on a sample job). 45 of the 51 jurisdictions we track have a shorter lien deadline and 2 have a longer one.

The clock starts on your last day furnishing labor or materials under your contract. In many states, warranty visits and punch list work done mainly to extend the deadline don't restart it, so use your last day of real contract work.

Deadline to sue on the lien

To keep the lien alive you must sue to enforce it within 6 months after recording the lien. If you record on the last possible day, that is about 365 days after your last day on the job, about the same as the national median of 365 days. 23 of the 48 jurisdictions we track have a shorter overall time to sue and 22 have a longer one.

Because the clock counts from recording, recording early also moves the lawsuit deadline earlier.

How Missouri compares

Days are counted on a sample job with the lien recorded on its last allowed day, so states that count from recording or from completion can be compared with those that count from your last day on site. The median is across the jurisdictions with a dated rule on file.

Missouri deadlines vs the national median
Record the lien (from last day)
Missouri: 183 days
National median: 90 days
Sue to enforce (from last day)
Missouri: 365 days
National median: 365 days

Public and federal projects

Public property can't be liened, so subcontractors and suppliers on state and local public jobs in Missouri claim against the GC's payment bond instead. We haven't reduced Missouri's bond claim deadlines to one set of numbers, because they vary by agency and project. The governing law is Mo. Rev. Stat. §107.170. Verify the notice and suit deadlines with the statute and the bond itself before the job starts.

Federal jobs in Missouri follow the Miller Act instead of state law: those hired by a sub or supplier give the prime contractor notice within 90 days of their last furnishing, and suit is due within 1 year, in federal court. Prime contractors on federal work have no lien or bond claim.

Retainage and prompt payment in Missouri

On public work the cap is 5%, the most common cap among states that set one. Up to 5% of each payment.

On private work we have no statutory cap on file, so retainage is usually whatever the contract says. Read the retainage and release clauses before you sign.

Late payments carry interest of 1.5% per month. That turns a slow payment into a number you can put in a demand letter.

Retainage and prompt payment in Missouri
Public workPrivate workFederal work
Retainage cap5%Verify10%
ReleaseWith final payment after completion.Verify with state statuteReleased with final payment, or earlier once progress is satisfactory.
GC pays subs withinVerifyVerify7 days
Late-payment interestVerify1.5% per month (18% a year)Treasury prompt payment rate (reset every January and July)

Not legal advice. Retainage and prompt payment rules differ by agency, contract size and contract date, and change often. Confirm the rules with the current statute, your contract and a construction attorney before relying on them.

Worked example: a roofing sub in Missouri

A roofing subcontractor hired by the GC on a private restaurant fit-out in Missouri starts work on March 2, 2026 and last furnishes on July 17, 2026. The project is completed on August 28, 2026. Run through Missouri's rules, those dates give:

Deadlines for the worked example in Missouri
DeadlineDateCounted from
Notice of intent to lien (10 days before recording) January 7, 2027 The lien deadline
Record the lien January 17, 2027 Weekend Last furnishing
Sue to enforce the lien July 17, 2027 Weekend Lien recording

The first deadline on the calendar is “Notice of intent to lien (10 days before recording)” on January 7, 2027.

2 dates land on a weekend (January 17, 2027, July 17, 2027). Not every state rolls a deadline to Monday, so the safe move is to record or serve by the Friday before.

Open the lien deadline calculator for Missouri and enter your own dates to get this table for your job, with countdowns and a PDF deadline calendar.

Check your own dates with the free tools

Statutes cited

  • Mo. Rev. Stat. §429.010 to .360
  • Mo. Rev. Stat. §107.170 (public bonds)
  • Mo. Rev. Stat. §34.057 (public)
  • Mo. Rev. Stat. §431.180 (private)
  • Federal work in Missouri: 40 U.S.C. §3131 to §3134 (Miller Act)

Not legal advice. Lien and bond claim rules change and have exceptions for project type, contract terms and how notices are served. Confirm every deadline with the current statute or a construction attorney in the project's state before relying on it. Rules shown as "Verify with state statute" have exceptions or variations we could not reduce to one number.

Missouri lien and payment FAQs

How long do I have to file a mechanics lien in Missouri?

If you're a subcontractor or supplier hired by the GC, you have 6 months after your last day furnishing labor or materials. Check the exact date for your job with the free lien deadline calculator, and confirm it with the statute (Mo. Rev. Stat. §429.010 to .360).

Is a preliminary notice required in Missouri?

Our summary of Missouri's statute has no general preliminary notice for subcontractors on commercial work, but other notices apply before or after recording the lien. Residential projects and specific project types can differ, so confirm with the statute.

How long is a mechanics lien valid in Missouri?

Unless you sue to enforce it within 6 months after recording the lien, the lien expires.

What is the maximum retainage in Missouri?

Up to 5% on public work (Up to 5% of each payment). We have no private retainage cap on file, so the contract usually governs.

How fast must a general contractor pay subcontractors in Missouri?

We don't have one prompt payment number on file for Missouri; timing depends on the contract and the agency. Verify with Mo. Rev. Stat. §431.180 (private).

Can I file a lien on a public project in Missouri?

No. Public property can't be liened, so subs and suppliers claim against the GC's payment bond under Missouri's public bond law (Mo. Rev. Stat. §107.170). Its deadlines vary by agency, so verify them before the job starts.

Neighboring states

Working across the state line? Rules change at the border, even on the same kind of job.

Same lien deadline (6 months): Pennsylvania , Wisconsin .