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Profound Estimates

State guide

Minnesota mechanics lien and payment rules

As a subcontractor in Minnesota, you have 120 days after your last day furnishing labor or materials to record a mechanics lien, and a pre-lien notice is required. Here are Minnesota's notice, lien, bond claim, retainage and prompt payment rules in plain language, with the statutes and a worked example.

  • Reviewed
  • 4 statutes cited
  • Not legal advice

Minnesota at a glance

Private commercial work, sub hired by the GC, unless noted
Preliminary notice (subs)
45 days after your first day furnishing labor or materials Required. Pre-lien notice.
Record the lien (subs)
120 days after your last day furnishing labor or materials
Sue to enforce
12 months after your last day furnishing labor or materials
Public retainage cap
Up to 5%
Private retainage cap
Verify with state statute
GC pays subs within
10 days of receiving payment From the private work rules.

Turn these rules into dates for your job, free in your browser.

Preliminary notices in Minnesota

Subcontractors and suppliers on a private job in Minnesota serve a pre-lien notice within 45 days after your first day furnishing labor or materials. It is required. That is longer than most states that set a fixed window (the middle is about 26 days), but a late notice can still cost you.

Some larger commercial projects are exempt.

General contractors have their own step: residential pre-lien notice in the contract within 10 days after your first day furnishing labor or materials, required only in some cases. Residential work: in the contract or delivered within 10 days of starting.

Lien filing deadline in Minnesota

If the GC hired you, you have 120 days after your last day furnishing labor or materials to record a mechanics lien in Minnesota, about 30 days longer than the national median of 90 days (counted from last furnishing on a sample job). 9 of the 51 jurisdictions we track use this same lien deadline.

Serve the owner within the same 120 days.

The clock starts on your last day furnishing labor or materials under your contract. In many states, warranty visits and punch list work done mainly to extend the deadline don't restart it, so use your last day of real contract work.

Deadline to sue on the lien

To keep the lien alive you must sue to enforce it within 12 months after your last day furnishing labor or materials. That comes to about 365 days after your last day on the job, about the same as the national median of 365 days. 23 of the 48 jurisdictions we track have a shorter overall time to sue and 22 have a longer one.

Minnesota counts the suit deadline from last furnishing, not from recording, so recording late eats into the time left to sue.

Minnesota counts the suit deadline from last furnishing.

How Minnesota compares

Days are counted on a sample job with the lien recorded on its last allowed day, so states that count from recording or from completion can be compared with those that count from your last day on site. The median is across the jurisdictions with a dated rule on file.

Minnesota deadlines vs the national median
Preliminary notice (from first day)
Minnesota: 45 days
National median: 25.5 days
Record the lien (from last day)
Minnesota: 120 days
National median: 90 days
Sue to enforce (from last day)
Minnesota: 365 days
National median: 365 days

Public and federal projects

Public property can't be liened, so subcontractors and suppliers on state and local public jobs in Minnesota claim against the GC's payment bond instead. We haven't reduced Minnesota's bond claim deadlines to one set of numbers, because they vary by agency and project. The governing law is Minn. Stat. §574.26 to .32. Verify the notice and suit deadlines with the statute and the bond itself before the job starts.

Federal jobs in Minnesota follow the Miller Act instead of state law: those hired by a sub or supplier give the prime contractor notice within 90 days of their last furnishing, and suit is due within 1 year, in federal court. Prime contractors on federal work have no lien or bond claim.

Retainage and prompt payment in Minnesota

On public work the cap is 5%, the most common cap among states that set one. Up to 5% of each payment.

On private work we have no statutory cap on file, so retainage is usually whatever the contract says. Read the retainage and release clauses before you sign.

Once the GC is paid, it has 10 days on private work to pay its subs. GC pays subs within 10 days of receiving payment.

Late payments carry interest of 1.5% per month. That turns a slow payment into a number you can put in a demand letter.

Retainage and prompt payment in Minnesota
Public workPrivate workFederal work
Retainage cap5%Verify10%
ReleaseAfter substantial completion.Verify with state statuteReleased with final payment, or earlier once progress is satisfactory.
GC pays subs withinVerify10 days7 days
Late-payment interestVerify1.5% per month (18% a year)Treasury prompt payment rate (reset every January and July)

Not legal advice. Retainage and prompt payment rules differ by agency, contract size and contract date, and change often. Confirm the rules with the current statute, your contract and a construction attorney before relying on them.

Worked example: an electrical sub in Minnesota

An electrical subcontractor hired by the GC on a private bank branch in Minnesota starts work on March 2, 2026 and last furnishes on July 17, 2026. The project is completed on August 28, 2026. Run through Minnesota's rules, those dates give:

Deadlines for the worked example in Minnesota
DeadlineDateCounted from
Pre-lien notice April 16, 2026 First furnishing
Record the lien November 14, 2026 Weekend Last furnishing
Sue to enforce the lien July 17, 2027 Weekend Last furnishing

The first deadline on the calendar is “Pre-lien notice” on April 16, 2026, counted from the day the crew started, long before any payment is late.

2 dates land on a weekend (November 14, 2026, July 17, 2027). Not every state rolls a deadline to Monday, so the safe move is to record or serve by the Friday before.

Open the lien deadline calculator for Minnesota and enter your own dates to get this table for your job, with countdowns and a PDF deadline calendar.

Check your own dates with the free tools

Statutes cited

  • Minn. Stat. §514.01 to .17
  • Minn. Stat. §574.26 to .32 (public bonds)
  • Minn. Stat. §15.72 and §16C.29 (public)
  • Minn. Stat. §337.10 (prompt pay)
  • Federal work in Minnesota: 40 U.S.C. §3131 to §3134 (Miller Act)

Not legal advice. Lien and bond claim rules change and have exceptions for project type, contract terms and how notices are served. Confirm every deadline with the current statute or a construction attorney in the project's state before relying on it. Rules shown as "Verify with state statute" have exceptions or variations we could not reduce to one number.

Minnesota lien and payment FAQs

How long do I have to file a mechanics lien in Minnesota?

If you're a subcontractor or supplier hired by the GC, you have 120 days after your last day furnishing labor or materials. Serve the owner within the same 120 days. Check the exact date for your job with the free lien deadline calculator, and confirm it with the statute (Minn. Stat. §514.01 to .17).

Is a preliminary notice required in Minnesota?

Subcontractors and suppliers give a pre-lien notice within 45 days after your first day furnishing labor or materials. It is required. Some larger commercial projects are exempt.

How long is a mechanics lien valid in Minnesota?

Unless you sue to enforce it within 12 months after your last day furnishing labor or materials, the lien expires. Minnesota counts the suit deadline from last furnishing.

What is the maximum retainage in Minnesota?

Up to 5% on public work (Up to 5% of each payment). We have no private retainage cap on file, so the contract usually governs.

How fast must a general contractor pay subcontractors in Minnesota?

GC pays subs within 10 days of receiving payment. Late payments carry interest of 1.5% per month.

Can I file a lien on a public project in Minnesota?

No. Public property can't be liened, so subs and suppliers claim against the GC's payment bond under Minnesota's public bond law (Minn. Stat. §574.26 to .32). Its deadlines vary by agency, so verify them before the job starts.

Neighboring states

Working across the state line? Rules change at the border, even on the same kind of job.

Same lien deadline (120 days): Alaska , Arkansas , Nebraska , New Hampshire .